The Total Bond Market Index Fund is designed to track the performance of the U.S. bond market, as represented by the Lehman Brothers U.S. Aggregate Bond Index. Below is a breakdown of Total Bond Market Index Fund offerings from Charles Schwab, Fidelity and Vanguard. Schwab and Fidelity return calculations are as of 10/31/2008 Definitions of the tables headings are at the bottom of the page |
| Charles Schwab Total Bond Market Funds |
| Fund | Symbol | Minimum | Expense Ratio | 10 Year Return | Lifetime Return | Fund Inception |
| Schwab Total Bond Market Fund | SWLBX | $100 | 0.53% | 3.86% | 5.06% | 03/05/1993 |
| Fidelity Total Bond Market Funds |
| Fund | Symbol | Minimum | Expense Ratio | 10 Year Return | Lifetime Return | Fund Inception |
| Dreyfus Bond Market Index Inst CL | DBMIX | $2500 | 0.41% | 4.55% | 5.62% | N/A |
| Vanguard Bond Market Funds |
| Fund | Symbol | Minimum | Expense Ratio | 10 Year Return | Lifetime Return | Fund Inception |
| Vanguard Total Bond Market Index Fund Investor Shares | VBMFX | $3000 | 0.19% | 5.06%* | 6.74%* | 12/11/1986 |
| Vanguard Total Bond Market Index Fund Admiral Shares | VBTLX | $100000 | 0.10% | N/A | 4.26%* | 11/12/2001 |
| Minimum | Minimum initial investment required to invest in fund |
| Expense ratio | Fee's associated with the fund |
| 10 Year Return | Return over past 10 years recorded as of 10/31/2008 (*11/30/2008 for Vanguard) |
| Lifetime Return | Return since the funds creation as of 10/31/2008 (*11/30/2008 for Vanguard) |
| Fund Inception | Date of funds creation |